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The periods for custom furniture deals vary. The furniture industry tends to operate on a biannual schedule.

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Retailers will be discounting their old stock during these months to make room for the new styles. Presidents Day and Labor Day weekends are especially good times for sales.

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Those times apply just for pre-made furniture, though. New outdoor furniture usually hits retail floors between the middle of March and the middle of April, and stores are looking to clear out their stock by August.

NerdWallet tracks your spending and makes it easy to see when you should cut back and when you can spend. Verbena advises that you take your time and look at multiple stores.

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